Are you a Limited Company Director seeking a mortgage?
Get to know your mortgage options in a matter of minutes
Realise the unique advantages being a Company Director
Your application matched to the right lender by our experts
We promise you’ll be accepted or get £500 Amazon vouchers
How to get a mortgage being a Limited Company Director
As a company director you are twice as likely to be declined for a mortgage than someone who is employed.
Most high street banks and mortgage brokers get nervous when they have a Company Director approach them for a mortgage.
Mistakenly labelled as “more difficult” you’ll be pigeonholed into the “higher risk” category resulting in unnecessary delays and rejected mortgage applications.
Well don’t be dis-heartened…you’re about to witness the power of having a team of Company Director Experts fighting your corner!
Our unique approach involves manually underwriting mortgages with common sense, without relying on credit scoring. This, along with our deep knowledge of Limited Company Director mortgages brings solutions you never thought possible.
If you want to take advantage of getting a mortgage approved based on your company profits then you’ve come to right place.
Our lenders love Limited Company Directors and with exclusive deals at high street rates your mortgage dreams can finally become a reality.
Why Work With Us
Here are just a few ways we’re DIFFERENT from other companies
Specialists
Underwriting
More Money
Success Rate
Company Director Success Story
Sally runs one of the fastest growing companies in the UK. She approached us to purchase her forever home with her partner Toby. After being told by her bank it wasn’t possible, find out how we made it happen.
The new wave method
Here’s the SIX STEPS to GUARANTEE Self-Employed Mortgage SUCCESS
Pro-TIP:
Limited Company Director
Our expert Callum says “Being a Limited Company Director is fantastic especially when you need a mortgage! We have a variety of ways we can use your income to ensure you achieve the mortgage amount you’re looking for”.
Ask our Experts
Yes, we charge a one-off broker fee when your mortgage is accepted by the lender. At this stage your application has been submitted, they’re happy with your paperwork and their surveyor has valued your property. At this point, you’ll be sent a formal mortgage offer which is a legally binding document to confirm the mortgage is approved. We’ll then invoice for our broker fee of £1,995.
Typically, it takes 2-4 weeks to get your application approved by the lender. The quickest we have turned an application around is just 48 hours! If speed is important, then tell your expert and they’ll match you with the right lender to ensure it gets accepted as quickly as possible.
As a rule of thumb, lenders restrict the amount you can borrow to 5 x your personal income. Being experts in Company Director mortgages, we have access to lenders that will lend significantly more! Use our quick calculator to get an estimate based on your self-employed earnings.
The answer to this is simple. Yes! It’s not a question of whether you can get a mortgage, it’s more about how quickly you can get the mortgage you’re looking for. Our unique service for Company Directors provides all the best shortcuts out there to bring you the best mortgage options in the quickest timeframes possible.
This depends on the lender your expertly matched with. As a minimum we require proof of ID, proof of address and proof of deposit. In addition, we’ll need your last 3 months personal bank statements along with your business bank statements. To verify your income we’ll need either tax calculations (otherwise known as SA302) or your last 2 years company accounts.
We are so confident your application will be approved that you’ll receive £500 Amazon vouchers if we don’t. That’s the New Wave Guaranteee. We also take all the risk so you don’t have to… this means you don’t pay us a penny if we’re not able to secure the mortgage we promised.
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