Welcome, limited company directors! I know running your own business has it’s perks as well as challenges! Whilst you’re busy spinning dozens of plates, you don’t have time to scour the internet trying to source the best mortgage deal.
That’s why when it comes to getting a mortgage, you need someone to help save you time and all that inevitable headache it brings.
That’s why I wanted to share one of my best strategies with you.
As a specialist in Company Director mortgages, I have access to lenders that use the profit of your business for affordability.
There are lenders that accept Net Profit Before Tax and Net Profit After Tax therefore knowing these intricacies can be the difference to obtaining the loan amount you need or being rejected.
After assessing your most recent company accounts, I’ll be able to quickly determine which approach makes most sense for your personal situation.
Adopting this strategy is often overlooked by other mortgage companies however when understood properly, it allows you to boost your borrowing potential without having to pay unwanted dividends.
Not only can you borrow more money using this strategy, but it also means there’s no need to pay yourself any additional dividend payments.
Providing you’re matched with the right lender, then you’ll get the mortgage amount you’re looking for whilst saving money on your next tax return. Win-Win.
My sole motivation is ensuring you get the best company director mortgage possible, so you can focus on what you do best, running your business.
This is just one of many strategies, if applied correctly, helps you take advantage of being a Limited Company Director!