Mortgages after being declined

Are you self-employed and have recently been declined for a mortgage?

Well, you can finally put your feet up!  As the UK’s self-employed mortgage experts, we specialise in securing mortgages for those that have been recently declined, ensuring you get the mortgage without any hassle.

Mortgages after being declined

Are you self-employed and have recently been declined for a mortgage?

Well, you can finally put your feet up!  As the UK’s self-employed mortgage experts, we specialise in securing mortgages for those that have been recently declined, ensuring you get the mortgage without any hassle.

Do You Qualify?

Get to know your mortgage options in a matter of minutes

My Benefits

Realise the unique advantages being self-employed

Keys to Success

Your application matched to the right lender by our experts

NW Guarantee

We promise you’ll be accepted or get £500 Amazon vouchers

How to get a mortgage when you’ve recently been declined

We recognise that a generic approach doesn’t work for everyone, particularly for the self-employed.

If you’ve recently been declined for a mortgage, you might feel discouraged that your bank or other mortgage brokers can’t raise the type of loan amount you’re looking for.

Stress no more… we are experts at overcoming the hurdles you’re experiencing and have the winning formula that’s tailored just for you.

Unlike others, our expert team of consultants focus entirely on self-employed mortgages! Day in, day out, we’re helping self-employed individuals secure mortgages after recently being declined elsewhere.

Within your first consultation, your expert will know exactly how to match your application with the right lender for your circumstances.

It’s important to note our application process is completely different too.

We’ll manually underwrite your mortgage before the bank see your paperwork thanks to our impressive in-house underwriting team. They’ll resolve any problems from the start, avoiding any nasty surprises.

It’s time for you to reap the benefits of being self-employed. Not punished.

If you’re ready to secure a mortgage, sit back, relax, we’ll handle everything, so you don’t have to.

Why Work With Us

Here are just a few ways we’re DIFFERENT from other companies
Self-Employed
Specialists
In-House
Underwriting
Borrow
More Money
Proven
Success Rate

Recently Declined Success Story

After being declined elsewhere, contractor Jagroop and partner Jasmeen secured the best mortgage terms with our expert help. We simplified the process, allowing them to remortgage and start renovating their new home.

The new wave method

Here’s the SIX STEPS to GUARANTEE Self-Employed Mortgage SUCCESS
1. Tell Us Your Unique Story

The first step is speaking to your Recently Declined expert

2. Get Your Credit Check

We complete this without any searches on your credit report

3. Supercharge Your Income

Utilise profits in your business to increase your borrowing power

4. Bullet-Proof Your Paperwork

In-House underwriters review your documents to reduce problems

5. Stress-Free Property Sign-Off

Make sure your property is suitable without any valuation fees

6. Your Mortgage is Guaranteed

Get the mortgage we promised or receive £500 Amazon vouchers

Pro-TIP:

Recently Declined

Being declined for a mortgage is stressful! You’re busy juggling your business and this only adds to your list of problems. Our expert Chloe states “it doesn’t have to be that way so don’t get yourself down. There is still hope”

Ask our Experts

Yes, we charge a one-off broker fee when your mortgage is accepted by the lender. At this stage your application has been submitted, they’re happy with your paperwork and their surveyor has valued your property. At this point, you’ll be sent a formal mortgage offer which is a legally binding document to confirm the mortgage is approved. We’ll then invoice for our broker fee of £1,995.

Typically, it takes 2-4 weeks to get your application approved by the lender. The quickest we have turned an application around is just 48 hours! If speed is important, then tell your expert and they’ll match you with the right lender to ensure it gets accepted as quickly as possible.

As a rule of thumb, lenders restrict the amount you can borrow to 4.5 x your last two years tax returns. Being experts in self-employed mortgages, we have access to lenders that will lend significantly more!  Use our quick calculator to get an estimate based on your self-employed earnings.

The answer to this is simple. Yes! It’s just question of when you’ll be able to get the mortgage you’re looking for. Our unique service for the self-employed provides all the best shortcuts out there to bring you the best mortgage options in the quickest timeframes possible.

This depends on the lender your expertly matched with. As a minimum we require proof of ID, proof of address and proof of income. We’ll need sight of any tax calculation (otherwise known as SA302) if you’re a sole trader or your latest set of company accounts if you’re a limited company.

We are so confident your application will be approved that you’ll receive £500 Amazon vouchers if we don’t. That’s the New Wave Guaranteee. We also take all the risk so you don’t have to… this means you don’t pay us a penny if we’re not able to secure the mortgage we promised.

Have a question, but can’t seem to find the answer?  Click here.

Trusted Self Employed Mortgage Brokers

Don’t just take our word for it… Read genuine customer reviews to see what makes us trusted self employed mortgage brokers