Are you a freelancer seeking a mortgage?
Do You Qualify?
Get to know your mortgage options in a matter of minutes
Freelancer Benefits
Realise the unique advantages being a Freelancer
Keys to Success
Your application matched to the right lender by our experts
NW Guarantee
We promise you’ll be accepted or get £250 Amazon vouchers
How to get a mortgage being a Freelancer
We understand that ‘one size does not fit all’ especially for freelancers!
We offer innovative mortgage products designed to provide solutions for freelancers who are often overlooked by their own bank.
Many high street banks will ask for your last two year’s tax returns or limited company accounts if you have them. What makes this even worse, is they’ll use an average over the last two years often leaving you short of where you’d like to be.
Sound familiar???
Well don’t panic, you’re about to witness the power of having a team of freelancer experts fighting your corner!
Our unique approach involves manually underwriting mortgages with common sense, without relying on credit scoring. This, along with our deep knowledge of freelancer mortgages brings solutions you never thought possible.
If you want to take advantage of getting a mortgage approved based on your short-term contracts, then you’ve come to right place. We’ll use the income from your freelance contracts and completely ignore your tax returns.
Our lenders love freelancers and with exclusive deals at high street rates your mortgage dreams can finally become a reality.
Why Work With Us
Here are just a few ways we’re DIFFERENT from other companies
Self-Employed
Specialists
Specialists
In-House
Underwriting
Underwriting
Borrow
More Money
More Money
Proven
Success Rate
Success Rate
Freelancer Success Story
Freelancer Will secured the perfect mortgage with our expert help, using his recent tax return and freelance contract. We ensured the best terms tailored to his needs, making his home buying process smooth and successful
The new wave method
Here’s the SIX STEPS to GUARANTEE Self-Employed Mortgage SUCCESS
Pro-TIP:
Freelancers
Enjoy the flexibility of freelancing and still get top mortgage rates! Our expert Debbie provides one her favourite tips to ensure your mortgage is approved on high-street rates without any unnecessary delays”.
Ask our Experts
Yes, we charge a one-off broker fee when your mortgage is accepted by the lender. At this stage your application has been submitted, they’re happy with your paperwork and their surveyor has valued your property. At this point, you’ll be sent a formal mortgage offer which is a legally binding document to confirm the mortgage is approved. We’ll then invoice for our broker fee of £1,995.
Typically, it takes 2-4 weeks to get your application approved by the lender. The quickest we have turned an application around is just 48 hours! If speed is important, then tell your expert and they’ll match you with the right lender to ensure it gets accepted as quickly as possible.
As a rule of thumb, lenders restrict the amount you can borrow to 4.5 x your last two years tax returns. Being experts in freelancer mortgages, we have access to lenders that will lend significantly more! Use our quick calculator to get an estimate based on your self-employed earnings.
The answer to this is simple. Yes! It’s just question of when you’ll be able to get the mortgage you’re looking for. Our unique service for freelancers provides all the best shortcuts out there to bring you the best mortgage options in the quickest timeframes possible.
This depends on the lender your expertly matched with. As a minimum we require proof of ID, proof of address and proof of income. We’ll need sight of any current freelance contracts too.
We are so confident your application will be approved that you’ll receive £250 Amazon vouchers if we don’t. That’s the New Wave Guaranteee. We also take all the risk so you don’t have to… this means you don’t pay us a penny if we’re not able to secure the mortgage we promised.
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Trusted Self Employed Mortgage Brokers
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