Have you had a recent jump in profits and now want a mortgage?
Do You Qualify?
Get to know your mortgage options in a matter of minutes
My Benefits
Unleash the unique advantages of your recent success
Keys to Success
Your application matched to the right lender by our experts
NW Guarantee
We promise you’ll be accepted or get £500 Amazon vouchers
How to get a mortgage when your profits have jumped up
We recognise that a generic approach doesn’t work for everyone, particularly for self-employed individuals.
If you’ve recently seen a significant increase in your profits, you might feel short-changed when your bank or other mortgage brokers say how much you can borrow.
Don’t panic…you’re about to witness how the UK’s self-employed mortgage experts can really make a difference!
We provide tailored mortgage solutions specifically designed for profits that have jumped up over the last 12 months.
Rather than using an average of the last 2 years, we’ll take your latest year’s profits resulting in the type of loan amount you’re looking for.
It’s important to note our application process is completely different too.
We’ll manually underwrite your mortgage thanks to our impressive in-house underwriting team. Without carrying out any credit checks, our well-equipped team quickly resolve any problems right from the get-go.
Our bespoke process ensures you’ll avoid any nasty surprises further down the line and won’t waste weeks of your time with rejected applications.
So, if you’d like to take advantage of getting a mortgage based on your most recent year’s profits, then put your feet up and we’ll take care of the rest.
Why Work With Us
Here are just a few ways we’re DIFFERENT from other companies
Self-Employed
Specialists
Specialists
In-House
Underwriting
Underwriting
Borrow
More Money
More Money
Proven
Success Rate
Success Rate
Jump in Profits Success Story
Sally, leading one of the UK’s fastest-growing companies, and her partner Toby secured their dream home with our help, despite the bank’s initial refusal. We made it possible, using her rise in recent profits
The new wave method
Here’s the SIX STEPS to GUARANTEE Self-Employed Mortgage SUCCESS
Pro-TIP:
Jump in Profits
Seeing a significant jump in profits has incredible benefits! Our expert Dylan provides one his favourite tips to ensure you take advantage of your successful year of trading without any added stress.
Ask our Experts
Yes, we charge a one-off broker fee when your mortgage is accepted by the lender. At this stage your application has been submitted, they’re happy with your paperwork and their surveyor has valued your property. At this point, you’ll be sent a formal mortgage offer which is a legally binding document to confirm the mortgage is approved. We’ll then invoice for our broker fee of £1,995.
Typically, it takes 2-4 weeks to get your application approved by the lender. The quickest we have turned an application around is just 48 hours! If speed is important, then tell your expert and they’ll match you with the right lender to ensure it gets accepted as quickly as possible.
As a rule of thumb, lenders restrict the amount you can borrow to 4.5 x your last two years tax returns. Being experts in mortgages with a jump in profits, we have access to lenders that will lend significantly more! Use our quick calculator to get an estimate based on your self-employed earnings.
The answer to this is simple. Yes! It’s just question of when you’ll be able to get the mortgage you’re looking for. Our unique service for self-employed individuals provides all the best shortcuts out there to bring you the best mortgage options in the quickest timeframes possible.
This depends on the lender your expertly matched with. As a minimum we require proof of ID, proof of address and proof of income. We’ll need sight of any tax calculation (otherwise known as SA302) if you’re a sole trader or your latest set of company accounts if you’re a limited company.
We are so confident your application will be approved that you’ll receive £500 Amazon vouchers if we don’t. That’s the New Wave Guaranteee. We also take all the risk so you don’t have to… this means you don’t pay us a penny if we’re not able to secure the mortgage we promised.
Have a question, but can’t seem to find the answer? Click here.
Trusted Self Employed Mortgage Brokers
Don’t just take our word for it… Read genuine customer reviews to see what makes us trusted self employed mortgage brokers