Yes, we charge a one-off broker fee when your mortgage is accepted by the lender. At this stage your application has been submitted, they’re happy with your paperwork and their surveyor has valued your property. At this point, you’ll be sent a formal mortgage offer which is a legally binding document to confirm the mortgage is approved. We’ll then invoice for our broker fee of £1,995.

Typically, it takes 2-4 weeks to get your application approved by the lender. The quickest we have turned an application around is just 48 hours! If speed is important, then tell your expert and they’ll match you with the right lender to ensure it gets accepted as quickly as possible.

As a rule of thumb, lenders restrict the amount you can borrow to 4.5 x your last two years tax returns. Being experts in mortgages with just one year’s trading, our lenders will lend significantly more and you don’t have to wait for your second year!  Use our quick calculator to get an estimate based on your self-employed earnings.

The answer to this is simple. Yes! It’s just question of when you’ll be able to get the mortgage you’re looking for. Our unique service for mortgages with just one year self-employment history provides all the best shortcuts out there to bring you the best mortgage options in the quickest timeframes possible.

This depends on the lender your expertly matched with. As a minimum we require proof of ID, proof of address and proof of income. We’ll need sight of any tax calculation (otherwise known as SA302) if you’re a sole trader or your latest set of company accounts if you’re a limited company.

We are so confident your application will be approved that you’ll receive £500 Amazon vouchers if we don’t. That’s the New Wave Guaranteee. We also take all the risk so you don’t have to… this means you don’t pay us a penny if we’re not able to secure the mortgage we promised.