Dylan’s Pro-TIP

Sole trader mortgages don’t need to be expensive!

There is a common misconception that being a sole trader automatically means you’ll be penalised when getting a mortgage. Not true.

However, with so much on your plate, finding the best sole trader mortgage can feel like a daunting task. And without a specialist broker, it’s difficult to know where to start.

That’s why I wanted to share one of my favourite strategies with you.

Even as a sole trader, securing high street rates is still possible. One key strategy is to inform us if you have any experience in the same line of work before setting up your business. This information is invaluable.

We take the time to build a comprehensive story about you and your business before submitting any application. This is known as a ‘business case’. It highlights the strengths of your application, showcasing your experience and stability of your business.

By crafting a strong business case, we ensure that your application stands out, giving you the best chance to take advantage of the top rates in the market.

Providing you’re matched with the right lender, then you’ll get the mortgage amount you’re looking for whilst benefiting from rates available on the high street. Win-Win.

Using this method, along with other tailored strategies we have, you can relax knowing you’ll capitalise on your status as a sole trader.