Will’s
Success Story
Background: Will was employed as a graphic designer before making the switch to freelancer. He’s been busy building up his reputation in the graphic design world whilst tirelessly saving for his first home.
Challenges: Will had to overcome some hurdles as his tax returns didn’t show his full freelance income due to when he started in the tax year. This meant Will was unable to evidence the 2 years income being a self-employed graphic designer.
Solutions: Will kicked off the process by taking our ‘Do You Qualify’ quiz and was quickly connected with Dylan, our top-notch mortgage consultant. Dylan wasted no time recommending a tailored mortgage solution that would cover the loan needed for Will’s first home—without the hassle of submitting two years of tax returns. Next, our skilled underwriting team meticulously reviewed his paperwork to make sure everything was flawless before the application went to the lender.
Results: Thanks to our deep industry expertise and customized approach for self-employed individuals, Will was able to secure the ideal mortgage on the most favourable terms. We utilised his most recent tax return and included a copy of his freelance contract to validate his day rate income, ensuring everything was perfectly aligned for his needs.
In Their Own Words: “Being able to purchase my own property has helped me regain a sense of stability and given me a place I’m truly able to call home. It feels freeing to finally break out of the renting cycle and be able to invest in something for my future. I can’t wait to put my own stamp on the place and I’m looking forward to exploring my new area”
How would you describe your experience?
New Wave were brilliant and helped me secure a mortgage offer when all other mainstream banks and brokers I tried couldn’t help. Even when having to pull out of one property and my circumstances changing, they were able to secure a new deal for me without any fuss. They were also proactive in helping chase solicitors and estate agents and I felt like they were in my corner every step of the way.
Why New Wave?
As someone who was quite newly self-employed, I felt like there weren’t any options for me to secure a mortgage deal. I read some of the reviews for New Wave and thought they looked like a good option for someone in my position. After an initial phone call, I was given the reassurance and hope that I could get a mortgage and start putting offers in on properties.
