Debbie’s Pro-TIP

Freelancer mortgages are easier than you may have been told!

Being a freelancer offers incredible flexibility and independence, but it can also make securing a mortgage feel challenging. We understand that your income may vary from month to month and isn’t as predictable as a traditional salary.

That’s why I’m sharing one of my favourite strategies to help.

A key strategy for freelancers is to showcase the stability and consistency of your work.

Lenders are more willing to consider your mortgage application favourably if you can provide a solid track record of your freelance projects and income.

We don’t just look at your latest project; we take the time to compile a comprehensive overview of your freelancing career. This includes contracts, client references, and a summary of your income over the past years.

This ‘freelance profile’ demonstrates your reliability and the sustainability of your income.

By presenting a well-documented freelance profile, we ensure your application highlights your strengths, giving you the best chance to secure competitive mortgage rates.

With expert guidance and tailored strategies, you can really make the most of the unique opportunities that come with freelancing.